Tag
commercial_viability
2 findings
Finance & microfinanceActuarial Margin Commercial ViabilityMean willingness-to-pay was Rs. 68.40 and median willingness-to-pay was Rs. 70.00, significantly exceeding the actuarial expected payout of Rs. 44-54, demonstrating sustainable commercial demand if administrative loading factors match standard US claims ratios (65-76%).RCTFinance & microfinanceRetail Commercial Viability & Loading FactorsThe median willingness to pay was Rs. 70 per policy, significantly exceeding the actuarial value of Rs. 44–54. This ratio falls directly within US retail insurance claim-to-premium benchmark ranges (64.7%–76.2%).RCT