Tag

mental_accounting

2 cards

Behaviour & psychologyExpert Theory
Budgeting and Tracking Behavioral Channel
Proposes that active interaction with labeling and weekly tracking in Padalapp improves migrant financial awareness and structured budget allocation independently of recipient compliance.
Behaviour & psychologyExpert Theory
Migrant Self-Tracking and Budgeting Channel
Treatment migrants using Padalapp recorded a positive labeling index of 1.233 (t = 44.45, p < 0.001) and sent 0.054 labeled remittances per week (t = 41.69, p < 0.001), supporting an internal self-monitoring channel independent of recipient action.