Baseline Remittance Level Heterogeneity
Among migrants with below-median baseline remittances, labeling access significantly increased the probability of remitting (+1.0 percentage point, p < 0.01), weekly remittance frequency (+0.012 transfers, p < 0.01), winsorized weekly amount (+174.94 PhP, p < 0.05), and log weekly remittance amount (+0.083, p < 0.01), while showing no statistically significant effect on high-baseline remitters [19, 20].