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The gender interaction term coefficient with yearly prize is +0.002 (standard error 0.057), demonstrating no statistically significant difference in marginal propensity to earn between men (baseline MPE of -0.124) and women (MPE of -0.122).
The marginal propensity to consume out of accumulated unearned income is 1.4% for car value and 3.7% for housing value (though net housing wealth effect remains near zero due to proportionally larger mortgages).
Lottery winners accumulate financial savings with a marginal propensity to save (MPS) of approximately 16% (specifically 15.8% with standard error 5.6%) of total accumulated prize money received midway through the payout period [10, 11, 20].