Tag

financial_education

2 findings

Methods & evidenceModular Unbundling of Financial Education ComponentsHighlights that traditional aggregate training evaluations obscure underlying mechanisms, recommending cross-randomization of sub-modules to isolate distinct cognitive and behavioral channels.Expert Theory Finance & microfinanceNon-Complementarity of Financial Education and AccessTake-up of financial education was 39–41 percentage points across education groups regardless of product offers (p-value for difference = 0.431), and financial product take-up showed no statistically significant difference between access-only and combined groups (p-value = 0.485 for total product take-up test T1+T2=T3).RCT