Gender Heterogeneity in Remittance Responsiveness
RCTClinical Trial
Female migrant workers often face different intra-household bargaining positions and family financial expectations compared to male migrants, affecting how they adopt financial management tools.
Picture this
Female senders, who often manage tight family budgeting networks, respond more actively to digital notification tools that allow them to communicate explicit money goals directly to household recipients.
What the evidence says
Female migrants in the treatment group showed a statistically significant increase in the weekly probability of sending a remittance (+0.011, p < 0.10) and log amount sent (+0.082, p > 0.10), whereas male migrants showed a non-significant increase (+0.006, p > 0.10) and log amount sent (+0.045, p > 0.10).
- Who was studied
- N = 4,451 Filipino migrant workers in the UAE (137,927 weekly observations), comprising 2,292 female respondents (71,026 observations) and 3,301 male respondents (102,290 observations).
- How
- 30-week RCT evaluating weekly remittance sending probability and transaction amounts across gender subsamples using OLS regressions with individual and week fixed effects.
What to do
Design mobile remittance and budgeting platforms with tailored messaging for female migrant senders to maximize adoption and transaction frequency.
From the source
"Female respondents in the treatment group show a statistically significant increase in the probability of sending a remittance (column 1, Appendix Table A4)."
A Field Experiment among Filipino Migrant Workers in the UAE.pdf