Budgeting and Tracking Behavioral Channel
Proposes that active interaction with labeling and weekly tracking in Padalapp improves migrant financial awareness and structured budget allocation independently of recipient compliance.
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Proposes that active interaction with labeling and weekly tracking in Padalapp improves migrant financial awareness and structured budget allocation independently of recipient compliance.
Treatment migrants using Padalapp recorded a positive labeling index of 1.233 (t = 44.45, p < 0.001) and sent 0.054 labeled remittances per week (t = 41.69, p < 0.001), supporting an internal self-monitoring channel independent of recipient action.