Tag
public_policy
2 findings
Finance & microfinanceTargeted Microfinance Risk SubsidiesA targeted public subsidy of Rs 150 per borrower renders microfinance lenders indifferent between classic and grace period contracts at standard 17.5% APR interest rates, generating an estimated annual social return on public capital of 178% based on an average monthly profit gain of Rs 287 per client.Expert TheoryEconomics (general)Utility-Bill Stratification TargetingMandatory utility bill stratification restricted participation to poor households, resulting in 53.5% of vocational voucher applicants residing in the poorest neighborhood tier in Bogotá.Observational Study