Tag
cooperative_unions
2 findings
Finance & microfinanceCooperative Interlinked Credit Guarantee FailureZero interlinked loan contracts were executed due to cooperative unions refusing to guarantee non-weather default risk. Consequently, 100% of realized insurance sales were standalone policies. However, in interlinked villages, farmers who bought insurance demanded higher coverage (mean sum insured = 2,018 Birr vs. 1,295 Birr in standalone villages, p < 0.10) expecting it would unlock future credit.RCTDevelopmentParastatal Input Procurement Lead-Time FrictionOver 70% of surveyed smallholder households reported that chemical fertilizer is regularly supplied late, and approximately 40% reported that available input quantities were inadequate for farm needs.Observational Study